POLICY RATE QUOTE MEDICAL HEALTH
"Value Med Hospital & Medical Coverage. Free Quote"
Limited Sickness & Accident, Hospital & Medical
* Benefits are Paid Directly to You if requested. * Guaranteed Renewable to age 65 years old.
* Pays Benefits in Addition to any Other Insurance coverage. * Use any Doctor, Hospital or Licensed Provider.
* Pays benefits for Hospital Out Patient and Ambulance Services. * No Deductible or Co-Pays.
* Dependent Child Coverage Available to Age 19 or 25 if a Full Time Student. * Your rates cannot be increased due to Your Advanced Age or declining Health.
* Pays Indemnity benefits for Hospital Confinement and Doctor Office Visits. * Pre-existing Conditions Incurred within the 12 month Period Preceding the Effective Date are Covered after 12 months.
* Issue Ages 18 through 64 years old.  
Value Med Plan
Benefit Schedule
Pays
* Doctors Office Visits. Pays up to 10 Doctor Office visits per calendar year for each insured adult and up to 5 per calendar year for all insured children combined. Doctor Office visits are limited to one per week. $75 per visit.
* Hospital Outpatient Visits. Pays for Doctors treatment, medical supplies, x-ray and lab tests. Outpatient benefit maximum per calendar year is $1,000 per insured and $1,000 for each covered child. Up to $250 per visit.
* Ambulance Services. Pays ambulance expense per sickness or accident. $200 maximum per sickness or accident
* Hospital Confinement. Pays $100 or $500 per day, beginning on the first day of hospital confinement, up to 365 days. $100 or $500
For further information or a Free Quote, Click on medical
"Simply the Best" & "Most Competitive" major medical health insurance, return of premium term life insurance, critical illness insurance, accident protection, disability income protection, final expense insurance & medical/health/hospital/dental discount products in the industry... To individuals, independent contractors, the self-employed & small business owners. Free Quote

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ALL VALUE BENEFITS OF AMERICA MEMBERSHIP INCLUDES THE BELOW DISCOUNTS AND DIVIDENDS:

VBA Dividend Club:
VBA members will earn Dividends (paid quarterly to you) on Merchandise, Services, Travel & Entertainment when you shop from our On-line Mall and make a purchase. Choose from retailers like these, just to name a few, and get the dividends: Walmart.com, Target.com, BestBuy.com, CircuitCity.com, CompUSA.com, DisneyStore.com, OfficeMax.com, BrooksBrothers.com, Brookstone.com, Buy.com, EddieBauer.com, LizClairborne.com, FOA.com, FOSSIL.com, HotelDiscounts.com, Jcrew.com, etc.

VBA Refund Sweepers:
VBA members receive Free Merchandise, Bargains, On-line Coupons, Rebates, Sweepstakes & more.

VBA Car Rental Services:
VBA provides discounts at Alamo, National, Hertz and Avis.

VBA Rewards Network:
VBA members has access to America's Premier Dining Rewards Program and Hotel Discounts. Save up to 20% off every meal plus up to 15% off your hotel room rate.

Included at no charge with your VBA membership:
VBA discounts at over 55,000 pharmacies for your prescription drugs as well as lab tests and x-ray imaging services.

You would probably save much more then your membership using your club benefits!

(major medical, health savings accounts, life insurance, critical illness, accident, disability income, final expense, return of premium term, dental)

(Medical-Health-Hospital) Above programs may not be available in all states. (Medical-Health-Hospital)

Disclaimer: As always, certain restrictions may apply. Last updated October 2008. Not responsible for errors, omissions, rate or policy changes.

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